Update on ACHA (GOP Health Care) frm Washington Post
What’s the McArthur amendment, and who’s affected?
The
amendment allows states to seek individual waivers from the ACA, which
required everyone to purchase insurance (“individual mandate”). The
theory is that removing sicker people from the markets and allowing
policies with skimpier options would result in lower overall premiums.
That
means if the new health law passes, the person who would be affected is
someone who 1) lived in a state that sought a waiver, 2) had a lapse in
health coverage for longer than two months, 3) had a preexisting
condition, and 4) purchased insurance on the individual market (i.e.,
the health exchanges in Obamacare that currently serve about 18 million
Americans).
A person
who fell into this category would face insurance rates that could be
based on their individual condition, for one year. After that, they
would qualify for prices at the community rate, rather than based on
their individual illness.
No comments:
Post a Comment